AsthaPay Logo
AsthaPay®
FinTech & Banking Rails
⚡ Turnkey Stack|White-Label & APIs

Power Your FinTech With Turnkey Banking APIs

Launch AePS, Micro-ATM, DMT & BBPS in 24 hours under your own brand.

Unified Wallet100% White-Label99.99% SLA
Explore Services
Zero Deposit•No Code Setup•24/7 SLA
Trusted & Compliant With:
NPCI Registered(Turnkey Switch)
BBPS Central Unit(Direct TSP)
PCI-DSS Level 1(Certified)
ISO 27001:2013(Security Standard)
100% RBI Compliant(194N & KYC Ready)

Excellence
Backed By
Numbers

POWERING
scale.trust.execution.
0+
Clients and Partners
FinTechs & Distributors
0+
Agent Network
(MD/DT/RT Touchpoints)
0M+
Monthly Transactions
₹5,000+ Cr Monthly GTV
0+
Vendor Integrations
Multi-Bank Switches
0.00%
Platform Uptime
● High Availability SLA
Core Services Ecosystem

Services You Can Launch with AsthaPay

Branchless banking, BBPS utilities, citizen services, and insurance under one unified balance.

Banking Services

Branchless banking, biometric AePS, micro-ATMs, and money transfer.

aeps

AePS (Aadhaar Enabled Payment System)

micro-atm

Micro ATM & mPOS

dmt

Money Transfer (DMT)

upi-cash

UPI Cash Withdrawal

cms

Cash Management (CMS)

✓
BANKING • API READY

Digital Account Opening

indo-nepal

Indo-Nepal Remittance

✓
BANKING • API READY

Connected Payouts

Utility Services

Certified Bharat BillPay for electricity, fastag, and mobile recharges.

bbps-electricity

Electricity Bills

✓
UTILITY • API READY

Mobile & DTH Recharge

✓
UTILITY • API READY

FASTag Recharge & Issuance

✓
UTILITY • API READY

Credit Card Bill Payment

✓
UTILITY • API READY

Gas & Water Bills

✓
UTILITY • API READY

Loan EMI & Municipal Tax

Travel & Ticketing Services

Authorized IRCTC rail booking, flights, and bus tickets.

✓
TRAVEL • API READY

IRCTC Train Booking

✓
TRAVEL • API READY

Flight Booking Engine

✓
TRAVEL • API READY

Bus Ticket Booking

✓
TRAVEL • API READY

Hotel Reservations

E-Governance Services

Paperless PAN cards, Aadhaar services, and tax filing.

✓
EGOV • API READY

NSDL PAN Card Center

✓
EGOV • API READY

UTIITSL PAN Portal

✓
EGOV • API READY

Aadhaar Seva Toolkit

✓
EGOV • API READY

Tax & GST Filing

Insurance Services

POSP-certified paperless policies from top IRDAI insurers.

✓
INSURANCE • API READY

Motor & Bike Insurance

✓
INSURANCE • API READY

Health & Medical Cover

✓
INSURANCE • API READY

Shopkeeper Insurance

✓
INSURANCE • API READY

Micro-Insurance & Life

The AsthaPay Edge

Why Choose Us

A complete platform combining services, scalability, compliance, and ongoing support.

01

Complete Stack

Offer banking, utility, insurance, travel, and E-goverance services through a single platform.

Unified Wallet System
25+ Integrated Services
02

Rapid Go-Live

Launch within 2–3 days with full white-label setup.

Low Setup Cost
Customizable Interface
03

Scalable Network

Manage MDs, distributors, and retailers with a structured hierarchy.

Configurable Commission
Role-Based Pricing
04

Compliance Built-In

Maintain regulatory alignment with simplified reporting and audit controls.

TDS & GST Reports
Detailed Audit Logs
05

Analytics for Growth

Monitor performance and revenue through clear, actionable dashboards.

Performance Dashboards
Revenue Tracking
06

Trusted Partnership

Access onboarding, training, and ongoing support with defined SLAs.

Onboarding & Training
Business Support

Access AsthaPay Across Multiple Platforms

Access powerful fintech software solutions to operate and manage your business with flexible options designed for different use cases.

Web Portal

Complete admin control with reports, network management, and operations dashboard.

Android App

Manage transactions, retailers, and notifications on the go.

WPOS Device

Accept card payments and provide printed receipts with integrated hardware support.

Enterprise APIs

Connect AsthaPay infrastructure directly with your existing systems.

A
AsthaPay
Dashboard
API Services
Members (MD/DT)
Fund Mgmt
Transactions
Reports & TDS
● Switch: Live
Services Marketplace & Switch Controls
256-Bit SSL
Mobile / DTH Recharge
● Active TSP
BBPS Central Unit
● 20,000+ Billers
AePS 2.0 Biometric
● Multi-Bank Rail
DMT Instant Remit
● IMPS/NEFT
FASTag & Toll
● Instant Recharge
Micro ATM Switch
● RuPay/Visa
Today GTV: ₹ 14,82,900|Active Merchants: 1,482 (98.2% Up)
● 99.99% Switch Uptime
AsthaPay Partner● 5G Live
₹ 64,890.00
Main Wallet Balance
Banking Services
AePS
mATM
DMT
Bill Payments
Mobile
DTH
FASTag
58mm Thermal
Smart WPOS TerminalEMV L2
AePS Cash
Card Swiper
Mini Stmt
UPI QR
TAP / SWIPE CARD READY
Turnkey vs In-House Build

Building In-House vs. Scaling with AsthaPay

Launch in 24 hours with pre-integrated multi-bank switches and automated compliance.

Reconciliation & Reports

Zero Manual Work
Automated 1-Click Multi-Bank Reconciliation
Daily 3-way bank switch auto-reconciliation
Auto 194N TDS & GST invoice generation
Instant export in Excel, CSV, and PDF
Turnkey Ready IncludedZero Extra Cost

Notifications & Alerts

Pre-Integrated
Instant Push, SMS & WhatsApp Alerts
Free transactional push alerts to retailers
Branded WhatsApp notifications on commission
Low wallet balance emergency triggers
Turnkey Ready IncludedZero Extra Cost

Cloud Infrastructure

Zero Hosting Bills
Auto-Scaling Cloud with 99.99% Uptime
Auto-scaling load balancers with DDoS shield
PCI-DSS compliant bank-grade security
Zero DevOps maintenance required
Turnkey Ready IncludedZero Extra Cost

Multi-Bank Switches

Highest Success Rate
Redundant Multi-Bank Routing
Direct links with ICICI, Axis, YES Bank & NSDL
Dynamic failover if any partner bank is down
Single unified wallet balance across 25+ services
Turnkey Ready IncludedZero Extra Cost

White-Label Branding

Your Own Brand
100% Brand Customization
Your logo, theme colors, and custom domain
Your Google Play Store branded APK/AAB
Customizable commission slabs and banners
Turnkey Ready IncludedZero Extra Cost

Commission Splits

Instant Margin
Real-Time Commission Splits
Instant multi-tier margin distribution
Custom fixed vs percentage slab hierarchies
Automated dispute & chargeback defense
Turnkey Ready IncludedZero Extra Cost
ROI & Commission Estimator

Estimate Your Network Earnings

Adjust network size and transaction volume to project monthly GTV and commission yield.

Active Retail Outlets:50 Stores
5 Stores250 Stores500+ Stores
Daily Transactions per Store:20 Tx/day
5 Tx50 Tx100 Tx
Average Transaction Size:₹ 2,500
₹500₹5,000₹10,000
Projected Monthly Network Yield
₹ 2,62,500
✓ Estimated Monthly Gross Commission
Monthly Transactions:30,000 Tx/mo
Monthly GTV Handled:₹ 7.50 Crore
Annualized Earnings:₹ 31,50,000
Start Earning With AsthaPay
Zero Upfront Engineering

Scale Your Network. Power More Services.

Join 1,200+ FinTechs, master distributors, and rural banking partners on AsthaPay.

Explore Solutions
24-Hour Deployment
Your Brand & Logo
Multi-Bank Switch

Instant Sandbox & Pricing

Enter your work email for Swagger API docs and commission slabs.

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